Underwriting Officer (NE), Mortgage Loan

El Monte, CA, USA Req #869
Thursday, September 3, 2020

People Drive Our Success

Are you enthusiastic, highly motivated, and have a strong work ethic?   Would you like to work for a company that is ranked Top 20 on Forbes’ Best Banks in America 2020 list?  If yes, come join our team! At Cathay Bank – we strive to provide a caring culture that supports your aspirations and success.  We believe people are our most valuable asset and we proudly foster growth and development empowering you to achieve your professional goals. We have thrived for nearly 60 years and persevered through many economic cycles due to our team members’ drive and optimism. Together we can make a difference in the financial future of our communities.

We offer a competitive benefits package and comprehensive training programs so you can focus on your long-term professional career and your next steps at Cathay Bank.  Apply today!

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GENERAL SUMMARY

 

Following established policies and department procedures, responsible for underwriting mortgage loans and home equity lines of credit. 

 

DIRECT REPORTS

 

The incumbent has no direct reports.

 

ESSENTIAL FUNCTIONS
 

  1. Underwrites mortgage loans and home equity lines of credit in compliance with bank’s established or investor credit guidelines.
  2. Conducts initial and final underwriting reviews and render decisions within the regulatory required timeframes.
  3. Ensures compliance with Bank, regulatory and credit requirements with emphasis on quality customer service while adhering to given deadlines.
  4. Assists mortgage loan originators in understanding loan conditions.
QUALIFICATIONS
  • Education:    College graduate with major in accounting or business preferred or related experience.

  • Experience:  5-7 years mortgage lending and banking experience with good knowledge of lending regulations and credit/collateral analysis practices.

  • Skills/Ability: PC proficient.  Good verbal and written communication skills.  Bilingual a plus.

    Organized and detail oriented.  Able to develop working knowledge of Bank’s credit underwriting policies and approval process for assigned loans.  Ability to analyze complex credit transactions.  Ability to work effectively in a fast paced, high production environment.  Strong analytical skills.  High level of latitude and ability to develop viable solutions within scope of applicable laws and regulations.   

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Cathay Bank is an equal opportunity employer. It is the Bank’s policy to provide equal employment opportunities to all qualified applicants. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected veteran status.

Cathay Bank endeavors to make www.CathayBank.com accessible to any and all users.  If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact, Lori Burquez, VP, Sr. Employee Relations Manager, at (626) 279-3666 or lori.burquez@cathaybank.comThis contact information is for accommodation requests only and cannot be used to inquire about the status of applications.

Click here to view the EEO is the Law poster in English. Poster- English

Click here to view the EEO is the Law supplement in English.
Supplement- English

 

Clic aquí para ver la EEO es la Ley póster en español. Poster- Spanish 

Clic aquí para ver la EEO es la Ley suplemento en español.Supplement- Spanish

 

击这里查看EEO是法律海报的中文Poster- Chinese

击这里查看EEO是法律和补充條例的中文"Supplement- Chinese

  • El Monte, CA, USA